Savings, CDs & IRAs
REALSaver
Saving has never been easier—with high interest earnings and automatic transfers of ATM fee refunds from REWARDChecking.
Premier Savings
Powerful savings with a tiered rate structure that earns more as your balance grows. Plus get free online, phone, and mobile banking.
Platinum Money Market
Our competitive monthly interest and tiered structure rewards your higher balance with higher earnings. And you get six monthly withdrawals, free.
Certificates of Deposit (CDs)
Safely store away your assets while they earn higher interest than with regular savings. A variety of terms available to help you reach your goal.
CDARS
Consolidate your CD investments and protect your assets with multi-million dollar FDIC insurance coverage. Let F&M Bank be your point of contact.
Individual Retirement Accounts (IRAs)
Save for your ideal retirement with the help of an F&M Bank IRA. Maximize your interest with a Traditional, Roth, or Money Market IRA.
