Loans & Credit

  • Personal Loans

    Personal Loans

    Personal unsecured loans that fit your needs. We work closely with you to make the process easy.

  • Personal Line of Credit

    Personal Line of Credit

    With a personal line of credit you will enjoy a flexible way to access funds right when you need it. Re-access cash later without re-applying and pay interest only on the amount that you use.

  • Auto Loans

    Auto Loans

    Buying a new or used car, or just need to refinance? No problem! Our friendly experts will help you to get behind the wheel, fast and affordably.

  • Boat Loans

    Boat Loans

    We offer affordable, specialized loans to help you buy any boat you wish. And our competitive rates and local experts will make it even easier.

  • Home Equity Loans

    Home Equity Loans

    Put your home equity to work. Tackle any financial need, from a remodel project to debt consolidation — fixed rates and flexible terms!

  • Home Equity Line of Credit

    Home Equity Line of Credit

    Use your home equity to get the funds you need, and re-access cash later without re-applying. Pay interest only on the amount that you use.

  • Residential Mortgage Loans

    Residential Mortgage Loans

    Now is the time to buy that dream home, or refinance to repair your nest. Our local mortgage experts will find the loan that's right for you.

  • Credit Cards

    Credit Cards

    An F&M Bank credit card can give you the purchase power you need, at competitive rates. Get what you need, when you need it — worldwide.