• REWARDChecking


    Get paid premium interest and refunds on nationwide ATM fees.* Enjoy free checking with no minimum balance and convenient online services.

  • Premier Free Checking

    Premier Free Checking

    Get unlimited checking, free online services and more — simple, convenient checking with no monthly service fees or minimum balance to maintain.

  • Premier Interest Checking

    Premier Interest Checking

    Make your money make you money — earn more with our tiered interest rates. Keep a minimum balance of $2,000 and watch your bottom line grow.

  • Second Chance Checking

    Second Chance Checking

    It's always nice to get a second chance when you need a fresh start— even if your credit is less than perfect, F&M Bank can help. Because we believe everyone deserves a Second Chance.