Savings & CDs
Earn competitive interest and make up to six penalty-free monthly withdrawals. Plus, enjoy conveniences like online and telephone banking.
Earn variable interest rates while keeping your funds safe. Plus, enjoy conveniences like online and telephone banking, e-Statements, and more.
Our tiered structure and great returns reward your higher balance with higher earnings. And you get six monthly withdrawals, free of charge.
Safely store away your assets and maximize your interest with fixed rates. A variety of terms are available to help you reach your goal.
Coordinate your money market deposit accounts from one single place you already trust — F&M Bank. Plus, get up to $50 million in FDIC insurance.