International Trade Finance

International Trade Finance

If your business is exploring global markets, you've come to the right place. We have vast experience in the area of international trade solutions.


Export Working Capital Guarantee Loans are available through our Delegated Authority with the Export-Import Bank of the United States and the U.S. Small Business Administration, to provide financing for pre-shipment working capital and foreign accounts receivable.


Call: 918-748-4147 or 214-780-2030


Letters of Credit
  • Act as the method of payment for overseas sales
  • A confirmation can be added to reduce country risk

Commercial Letters of Credit

  • Most frequently used in international trade for import transactions
  • Facilitate the purchase of sales of merchandise by guaranteeing that the seller will receive payment if the buyer receives the merchandise as specified in the contract

Standby Letters of Credit

  • Most frequently used in domestic transactions
  • Issued to secure a customer's performance or financial obligation to another party
  • Not intended to be drawn on, except in the event that the applicant defaults under their obligations to the beneficiary

Export Letters of Credit

  • Method of payment for international sales
  • Advise, negotiate, transfer and confirm export letters of credit
  • Provide advisory service and document preparation to expedite payments
Other Services

Working Capital

  • Pre-shipment working capital lines of credit, qualified through Export-Import Bank of the United States
  • Allow clients to finance the materials and labor costs to produce capital goods to a specific foreign buyer (or groups of buyers)

Medium and long-term loans

  • Qualified through Export-Import Bank of the United States
  • Provides financing for buyers to support sale of U.S. capital goods and services
  • Provides additional risk mitigation tools such as credit insurance, where qualified, covering non-payment of your export sale receivables

Foreign Bid Bonds

  • Used when providing tenders or bids to foreign buyers located in certain countries

Foreign Performance Bank Guarantees

  • Issued to secure an advance payment or warranty to foreign buyers located in certain countries

For more information, contact Reta Penington at (918) 748-4147 or (214) 780-2030 or rpenington@fmbankusa.com.


See Account Rules and Regulations