Loans & Credit

  • Term Business Loans

    Term Business Loans

    Take your business to the next level. Whether you need equipment or a building expansion, F&M Bank has an affordable solution for you.

  • Business Line of Credit

    Business Line of Credit

    Enjoy a flexible way to access funds right when you need cash. A business line of credit makes it possible. Let our experts show you how.

  • Small Business Loans

    Small Business Loans

    Whether you are just starting or taking the next step, our small business loans can help. Decisions are made locally for faster, personalized service all the way.

  • Energy Lending

    Energy Lending

    We understand the unique financing needs in the oil and gas industry. Our experienced lenders can assist you in identifying the best finance option to fuel your resources.

  • Healthcare Lending

    Healthcare Lending

    Leverage the expertise you need to navigate a changing healthcare landscape, with convenient financing to fits your family's needs.

  • Equipment Loans

    Equipment Loans

    Don't let your equipment become obsolete. Stay on top of things and keep your business growing with our affordable rates and flexible terms.

  • Commercial Real Estate Loans

    Commercial Real Estate Loans

    Purchase, improve, or refinance your commercial properties when you need. Our local experts offer personalized services to guide you through.

  • International Trade Finance

    International Trade Finance

    Get your business on the global playing field. We have the tools and expertise on international trade to help you cross borders.