Loans & Credit

Term Business Loans
Take your business to the next level. Whether you need equipment or a building expansion, F&M Bank has an affordable solution for you.

Business Line of Credit
Enjoy a flexible way to access funds right when you need cash. A business line of credit makes it possible. Let our experts show you how.

Small Business Loans
Whether you are just starting or taking the next step, our small business loans can help. Decisions are made locally for faster, personalized service all the way.

Energy Lending
We understand the unique financing needs in the oil and gas industry. Our experienced lenders can assist you in identifying the best finance option to fuel your resources.

Healthcare Lending
Leverage the expertise you need to navigate a changing healthcare landscape, with convenient financing to fits your family's needs.

Equipment Loans
Don't let your equipment become obsolete. Stay on top of things and keep your business growing with our affordable rates and flexible terms.

Commercial Real Estate Loans
Purchase, improve, or refinance your commercial properties when you need. Our local experts offer personalized services to guide you through.

International Trade Finance
Get your business on the global playing field. We have the tools and expertise on international trade to help you cross borders.



