Cash Management

  • Online Banking & Liquidity Management

    Online Banking & Liquidity Management

    Manage your F&M Bank accounts online and make secure payments. We can also help you maximize your money's potential with automated investment sweeps and business loan sweeps.

  • Payables Solutions

    Payables Solutions

    Increase efficiency with services such as ACH credits, direct deposit payroll and wire transfers. Plus, we offer business and corporate credit card programs to streamline the payment process.

  • Receivables Solutions

    Receivables Solutions

    Better manage incoming cash with a convenient selection of services — including ACH debits, remote deposit capture, lockbox, merchant card processing, image archival and more.

  • Security and Anti-Fraud Info & Strategies

    Security and Anti-Fraud Info & Strategies

    Safeguard your business against malware, fraud and more. Know what you can expect from F&M Bank. Explore our resources to ensure sensitive information stays secure.